POWELL VALLEY NATIONAL BANK
JONESVILLE, VIRGINIA · FDIC Cert #6863
Capital & Safety Analysis
According to FDIC financial data, POWELL VALLEY NATIONAL BANK holds a Tier 1 capital ratio of 13.18%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning POWELL VALLEY NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
POWELL VALLEY NATIONAL BANK shows strong financial health indicators. With $469M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
POWELL VALLEY NATIONAL BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 13.18%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
POWELL VALLEY NATIONAL BANK holds $469M in total assets and $422M in total deposits. It is located in JONESVILLE, VIRGINIA (FDIC Certificate #6863).
POWELL VALLEY NATIONAL BANK has a Tier 1 capital ratio of 13.18%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.17%, and the return on assets is 0.45%.
Yes. POWELL VALLEY NATIONAL BANK is FDIC-insured (Certificate #6863). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.