POTTER STATE BANK OF POTTER
POTTER, NEBRASKA · FDIC Cert #17205
Capital & Safety Analysis
According to FDIC financial data, POTTER STATE BANK OF POTTER holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject POTTER STATE BANK OF POTTER to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
POTTER STATE BANK OF POTTER shows some financial weakness with a Health Score of 48/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
POTTER STATE BANK OF POTTER has a Bank Health Score of D (48/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
POTTER STATE BANK OF POTTER holds $49M in total assets and $42M in total deposits. It is located in POTTER, NEBRASKA (FDIC Certificate #17205).
POTTER STATE BANK OF POTTER has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 2.43%, and the return on assets is 1.28%.
Yes. POTTER STATE BANK OF POTTER is FDIC-insured (Certificate #17205). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.