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BankHealth

PINE COUNTRY BANK

LITTLE FALLS, MINNESOTA · FDIC Cert #13652

A
Health Score
98/100
$244M
Total Assets
$206M
Total Deposits
14.48%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, PINE COUNTRY BANK holds a Tier 1 capital ratio of 14.48%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PINE COUNTRY BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.01%
Nonperforming Loans
Low — healthy loan portfolio
31.56%
Liquidity Ratio
Strong — can meet withdrawal demands
1.97%
Return on Assets
Profitable — earning well on assets
$206M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

PINE COUNTRY BANK shows strong financial health indicators. With $244M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

PINE COUNTRY BANK has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 14.48%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

PINE COUNTRY BANK holds $244M in total assets and $206M in total deposits. It is located in LITTLE FALLS, MINNESOTA (FDIC Certificate #13652).

PINE COUNTRY BANK has a Tier 1 capital ratio of 14.48%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 1.97%.

Yes. PINE COUNTRY BANK is FDIC-insured (Certificate #13652). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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