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BankHealth

PEOPLESBANK CODORUS VALLEY

YORK, PENNSYLVANIA · FDIC Cert #13879

B
Health Score
78/100
$2.2B
Total Assets
$2.0B
Total Deposits
14.68%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, PEOPLESBANK CODORUS VALLEY holds a Tier 1 capital ratio of 14.68%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEOPLESBANK CODORUS VALLEY has a strong buffer to absorb potential losses.

Key Financial Metrics

0.51%
Nonperforming Loans
Low — healthy loan portfolio
16.97%
Liquidity Ratio
Adequate liquidity
0.67%
Return on Assets
Low profitability
$2.0B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

PEOPLESBANK CODORUS VALLEY shows strong financial health indicators. With $2.2B in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

PEOPLESBANK CODORUS VALLEY has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 14.68%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

PEOPLESBANK CODORUS VALLEY holds $2.2B in total assets and $2.0B in total deposits. It is located in YORK, PENNSYLVANIA (FDIC Certificate #13879).

PEOPLESBANK CODORUS VALLEY has a Tier 1 capital ratio of 14.68%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.51%, and the return on assets is 0.67%.

Yes. PEOPLESBANK CODORUS VALLEY is FDIC-insured (Certificate #13879). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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