Skip to main content
BankHealth

PEOPLES STB OF PLAINVIEW

PLAINVIEW, MINNESOTA · FDIC Cert #1100

A
Health Score
84/100
$368M
Total Assets
$327M
Total Deposits
12.59%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, PEOPLES STB OF PLAINVIEW holds a Tier 1 capital ratio of 12.59%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEOPLES STB OF PLAINVIEW has a strong buffer to absorb potential losses.

Key Financial Metrics

0.21%
Nonperforming Loans
Low — healthy loan portfolio
26.69%
Liquidity Ratio
Strong — can meet withdrawal demands
0.78%
Return on Assets
Low profitability
$327M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

PEOPLES STB OF PLAINVIEW shows strong financial health indicators. With $368M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

PEOPLES STB OF PLAINVIEW has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 12.59%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

PEOPLES STB OF PLAINVIEW holds $368M in total assets and $327M in total deposits. It is located in PLAINVIEW, MINNESOTA (FDIC Certificate #1100).

PEOPLES STB OF PLAINVIEW has a Tier 1 capital ratio of 12.59%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.21%, and the return on assets is 0.78%.

Yes. PEOPLES STB OF PLAINVIEW is FDIC-insured (Certificate #1100). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: