PEOPLES STB OF MUNISING
MUNISING, MICHIGAN · FDIC Cert #15165
Capital & Safety Analysis
According to FDIC financial data, PEOPLES STB OF MUNISING holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject PEOPLES STB OF MUNISING to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
PEOPLES STB OF MUNISING shows average financial health. While not alarming, its Health Score of 60/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES STB OF MUNISING has a Bank Health Score of C (60/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES STB OF MUNISING holds $205M in total assets and $152M in total deposits. It is located in MUNISING, MICHIGAN (FDIC Certificate #15165).
PEOPLES STB OF MUNISING has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.78%.
Yes. PEOPLES STB OF MUNISING is FDIC-insured (Certificate #15165). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.