PEOPLES STB FAIRMOUNT N D
FAIRMOUNT, NORTH DAKOTA · FDIC Cert #17174
Capital & Safety Analysis
According to FDIC financial data, PEOPLES STB FAIRMOUNT N D holds a Tier 1 capital ratio of 11.83%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEOPLES STB FAIRMOUNT N D has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PEOPLES STB FAIRMOUNT N D shows strong financial health indicators. With $35M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES STB FAIRMOUNT N D has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 11.83%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES STB FAIRMOUNT N D holds $35M in total assets and $33M in total deposits. It is located in FAIRMOUNT, NORTH DAKOTA (FDIC Certificate #17174).
PEOPLES STB FAIRMOUNT N D has a Tier 1 capital ratio of 11.83%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.10%.
Yes. PEOPLES STB FAIRMOUNT N D is FDIC-insured (Certificate #17174). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.