PEOPLES SECURITY B&T CO
SCRANTON, PENNSYLVANIA · FDIC Cert #7514
Capital & Safety Analysis
According to FDIC financial data, PEOPLES SECURITY B&T CO holds a Tier 1 capital ratio of 13.09%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEOPLES SECURITY B&T CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PEOPLES SECURITY B&T CO shows strong financial health indicators. With $3.6B in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES SECURITY B&T CO has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 13.09%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES SECURITY B&T CO holds $3.6B in total assets and $3.1B in total deposits. It is located in SCRANTON, PENNSYLVANIA (FDIC Certificate #7514).
PEOPLES SECURITY B&T CO has a Tier 1 capital ratio of 13.09%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.25%, and the return on assets is 0.56%.
Yes. PEOPLES SECURITY B&T CO is FDIC-insured (Certificate #7514). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.