PEOPLES NATIONAL BANK N A
MOUNT VERNON, ILLINOIS · FDIC Cert #3809
Capital & Safety Analysis
According to FDIC financial data, PEOPLES NATIONAL BANK N A holds a Tier 1 capital ratio of 9.67%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEOPLES NATIONAL BANK N A has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PEOPLES NATIONAL BANK N A shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES NATIONAL BANK N A has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 9.67%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES NATIONAL BANK N A holds $1.7B in total assets and $1.5B in total deposits. It is located in MOUNT VERNON, ILLINOIS (FDIC Certificate #3809).
PEOPLES NATIONAL BANK N A has a Tier 1 capital ratio of 9.67%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.60%, and the return on assets is 1.14%.
Yes. PEOPLES NATIONAL BANK N A is FDIC-insured (Certificate #3809). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.