PEOPLES BANK OF THE SOUTH
LA FOLLETTE, TENNESSEE · FDIC Cert #4945
Capital & Safety Analysis
According to FDIC financial data, PEOPLES BANK OF THE SOUTH holds a Tier 1 capital ratio of 15.98%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEOPLES BANK OF THE SOUTH has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PEOPLES BANK OF THE SOUTH shows strong financial health indicators. With $215M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES BANK OF THE SOUTH has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 15.98%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES BANK OF THE SOUTH holds $215M in total assets and $174M in total deposits. It is located in LA FOLLETTE, TENNESSEE (FDIC Certificate #4945).
PEOPLES BANK OF THE SOUTH has a Tier 1 capital ratio of 15.98%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.66%, and the return on assets is 2.51%.
Yes. PEOPLES BANK OF THE SOUTH is FDIC-insured (Certificate #4945). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.