PEOPLES BANK OF MACON
MACON, ILLINOIS · FDIC Cert #19105
Capital & Safety Analysis
According to FDIC financial data, PEOPLES BANK OF MACON holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject PEOPLES BANK OF MACON to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
PEOPLES BANK OF MACON shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES BANK OF MACON has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES BANK OF MACON holds $26M in total assets and $22M in total deposits. It is located in MACON, ILLINOIS (FDIC Certificate #19105).
PEOPLES BANK OF MACON has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.92%.
Yes. PEOPLES BANK OF MACON is FDIC-insured (Certificate #19105). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.