PEOPLES BANK BILOXI MS
BILOXI, MISSISSIPPI · FDIC Cert #340
Capital & Safety Analysis
According to FDIC financial data, PEOPLES BANK BILOXI MS holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject PEOPLES BANK BILOXI MS to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
PEOPLES BANK BILOXI MS shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES BANK BILOXI MS has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES BANK BILOXI MS holds $846M in total assets and $676M in total deposits. It is located in BILOXI, MISSISSIPPI (FDIC Certificate #340).
PEOPLES BANK BILOXI MS has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.19%, and the return on assets is 1.28%.
Yes. PEOPLES BANK BILOXI MS is FDIC-insured (Certificate #340). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.