PEOPLES B&T CO OF HAZARD
HAZARD, KENTUCKY · FDIC Cert #8117
Capital & Safety Analysis
According to FDIC financial data, PEOPLES B&T CO OF HAZARD holds a Tier 1 capital ratio of 11.75%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEOPLES B&T CO OF HAZARD has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PEOPLES B&T CO OF HAZARD shows strong financial health indicators. With $324M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES B&T CO OF HAZARD has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 11.75%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES B&T CO OF HAZARD holds $324M in total assets and $298M in total deposits. It is located in HAZARD, KENTUCKY (FDIC Certificate #8117).
PEOPLES B&T CO OF HAZARD has a Tier 1 capital ratio of 11.75%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.89%, and the return on assets is 0.80%.
Yes. PEOPLES B&T CO OF HAZARD is FDIC-insured (Certificate #8117). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.