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BankHealth

PATRIOT BANK

MILLINGTON, TENNESSEE · FDIC Cert #57416

B
Health Score
79/100
$464M
Total Assets
$403M
Total Deposits
11.36%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, PATRIOT BANK holds a Tier 1 capital ratio of 11.36%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PATRIOT BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.76%
Nonperforming Loans
Low — healthy loan portfolio
38.92%
Liquidity Ratio
Strong — can meet withdrawal demands
0.29%
Return on Assets
Low profitability
$403M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

PATRIOT BANK shows strong financial health indicators. With $464M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

PATRIOT BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 11.36%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

PATRIOT BANK holds $464M in total assets and $403M in total deposits. It is located in MILLINGTON, TENNESSEE (FDIC Certificate #57416).

PATRIOT BANK has a Tier 1 capital ratio of 11.36%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.76%, and the return on assets is 0.29%.

Yes. PATRIOT BANK is FDIC-insured (Certificate #57416). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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