PATASKALA BANKING CO
PATASKALA, OHIO · FDIC Cert #9440
Capital & Safety Analysis
According to FDIC financial data, PATASKALA BANKING CO holds a Tier 1 capital ratio of 16.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PATASKALA BANKING CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PATASKALA BANKING CO shows strong financial health indicators. With $40M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PATASKALA BANKING CO has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 16.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PATASKALA BANKING CO holds $40M in total assets and $38M in total deposits. It is located in PATASKALA, OHIO (FDIC Certificate #9440).
PATASKALA BANKING CO has a Tier 1 capital ratio of 16.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.56%, and the return on assets is 0.58%.
Yes. PATASKALA BANKING CO is FDIC-insured (Certificate #9440). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.