PASSUMPSIC SAVINGS BANK
SAINT JOHNSBURY, VERMONT · FDIC Cert #14134
Capital & Safety Analysis
According to FDIC financial data, PASSUMPSIC SAVINGS BANK holds a Tier 1 capital ratio of 18.56%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PASSUMPSIC SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PASSUMPSIC SAVINGS BANK shows strong financial health indicators. With $843M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PASSUMPSIC SAVINGS BANK has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 18.56%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PASSUMPSIC SAVINGS BANK holds $843M in total assets and $662M in total deposits. It is located in SAINT JOHNSBURY, VERMONT (FDIC Certificate #14134).
PASSUMPSIC SAVINGS BANK has a Tier 1 capital ratio of 18.56%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.57%, and the return on assets is 1.01%.
Yes. PASSUMPSIC SAVINGS BANK is FDIC-insured (Certificate #14134). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.