PARK NATIONAL BANK
NEWARK, OHIO · FDIC Cert #6653
Capital & Safety Analysis
According to FDIC financial data, PARK NATIONAL BANK holds a Tier 1 capital ratio of 11.23%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PARK NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PARK NATIONAL BANK shows strong financial health indicators. With $9.9B in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PARK NATIONAL BANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 11.23%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PARK NATIONAL BANK holds $9.9B in total assets and $8.6B in total deposits. It is located in NEWARK, OHIO (FDIC Certificate #6653).
PARK NATIONAL BANK has a Tier 1 capital ratio of 11.23%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.95%, and the return on assets is 1.97%.
Yes. PARK NATIONAL BANK is FDIC-insured (Certificate #6653). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.