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BankHealth

PARK BANK NATIONAL ASSN

HOLMEN, WISCONSIN · FDIC Cert #13054

C
Health Score
63/100
$66M
Total Assets
$53M
Total Deposits
30.66%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, PARK BANK NATIONAL ASSN holds a Tier 1 capital ratio of 30.66%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PARK BANK NATIONAL ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

5.25%
Nonperforming Loans
High — significant loan problems
51.52%
Liquidity Ratio
Strong — can meet withdrawal demands
0.22%
Return on Assets
Low profitability
$53M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

PARK BANK NATIONAL ASSN shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

PARK BANK NATIONAL ASSN has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 30.66%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

PARK BANK NATIONAL ASSN holds $66M in total assets and $53M in total deposits. It is located in HOLMEN, WISCONSIN (FDIC Certificate #13054).

PARK BANK NATIONAL ASSN has a Tier 1 capital ratio of 30.66%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 5.25%, and the return on assets is 0.22%.

Yes. PARK BANK NATIONAL ASSN is FDIC-insured (Certificate #13054). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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