PARK BANK
MADISON, WISCONSIN · FDIC Cert #19608
Capital & Safety Analysis
According to FDIC financial data, PARK BANK holds a Tier 1 capital ratio of 11.43%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PARK BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PARK BANK shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PARK BANK has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 11.43%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PARK BANK holds $1.5B in total assets and $1.2B in total deposits. It is located in MADISON, WISCONSIN (FDIC Certificate #19608).
PARK BANK has a Tier 1 capital ratio of 11.43%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 0.34%.
Yes. PARK BANK is FDIC-insured (Certificate #19608). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.