PANHANDLE FIRST BANK
GUYMON, OKLAHOMA · FDIC Cert #22340
Capital & Safety Analysis
According to FDIC financial data, PANHANDLE FIRST BANK holds a Tier 1 capital ratio of 15.22%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PANHANDLE FIRST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PANHANDLE FIRST BANK shows strong financial health indicators. With $513M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PANHANDLE FIRST BANK has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 15.22%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PANHANDLE FIRST BANK holds $513M in total assets and $419M in total deposits. It is located in GUYMON, OKLAHOMA (FDIC Certificate #22340).
PANHANDLE FIRST BANK has a Tier 1 capital ratio of 15.22%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.40%, and the return on assets is 0.86%.
Yes. PANHANDLE FIRST BANK is FDIC-insured (Certificate #22340). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.