PALMETTO STATE BANK
HAMPTON, SOUTH CAROLINA · FDIC Cert #17563
Capital & Safety Analysis
According to FDIC financial data, PALMETTO STATE BANK holds a Tier 1 capital ratio of 27.34%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PALMETTO STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PALMETTO STATE BANK shows strong financial health indicators. With $597M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PALMETTO STATE BANK has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 27.34%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PALMETTO STATE BANK holds $597M in total assets and $493M in total deposits. It is located in HAMPTON, SOUTH CAROLINA (FDIC Certificate #17563).
PALMETTO STATE BANK has a Tier 1 capital ratio of 27.34%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.43%, and the return on assets is 0.93%.
Yes. PALMETTO STATE BANK is FDIC-insured (Certificate #17563). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.