OXFORD BANK
OXFORD, MICHIGAN · FDIC Cert #9719
Capital & Safety Analysis
According to FDIC financial data, OXFORD BANK holds a Tier 1 capital ratio of 13.59%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning OXFORD BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
OXFORD BANK shows strong financial health indicators. With $821M in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
OXFORD BANK has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 13.59%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
OXFORD BANK holds $821M in total assets and $705M in total deposits. It is located in OXFORD, MICHIGAN (FDIC Certificate #9719).
OXFORD BANK has a Tier 1 capital ratio of 13.59%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.54%, and the return on assets is 1.76%.
Yes. OXFORD BANK is FDIC-insured (Certificate #9719). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.