OTTOVILLE BANK CO
OTTOVILLE, OHIO · FDIC Cert #8403
Capital & Safety Analysis
According to FDIC financial data, OTTOVILLE BANK CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject OTTOVILLE BANK CO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
OTTOVILLE BANK CO shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
OTTOVILLE BANK CO has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
OTTOVILLE BANK CO holds $93M in total assets and $73M in total deposits. It is located in OTTOVILLE, OHIO (FDIC Certificate #8403).
OTTOVILLE BANK CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.24%, and the return on assets is 1.66%.
Yes. OTTOVILLE BANK CO is FDIC-insured (Certificate #8403). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.