ORRSTOWN BANK
SHIPPENSBURG, PENNSYLVANIA · FDIC Cert #713
Capital & Safety Analysis
According to FDIC financial data, ORRSTOWN BANK holds a Tier 1 capital ratio of 11.96%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ORRSTOWN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ORRSTOWN BANK shows strong financial health indicators. With $3.2B in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ORRSTOWN BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 11.96%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ORRSTOWN BANK holds $3.2B in total assets and $2.7B in total deposits. It is located in SHIPPENSBURG, PENNSYLVANIA (FDIC Certificate #713).
ORRSTOWN BANK has a Tier 1 capital ratio of 11.96%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.36%, and the return on assets is 1.57%.
Yes. ORRSTOWN BANK is FDIC-insured (Certificate #713). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.