ORIGIN BANK
CHOUDRANT, LOUISIANA · FDIC Cert #12614
Capital & Safety Analysis
According to FDIC financial data, ORIGIN BANK holds a Tier 1 capital ratio of 12.16%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ORIGIN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ORIGIN BANK shows strong financial health indicators. With $9.9B in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ORIGIN BANK has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 12.16%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ORIGIN BANK holds $9.9B in total assets and $8.6B in total deposits. It is located in CHOUDRANT, LOUISIANA (FDIC Certificate #12614).
ORIGIN BANK has a Tier 1 capital ratio of 12.16%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.95%, and the return on assets is 1.01%.
Yes. ORIGIN BANK is FDIC-insured (Certificate #12614). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.