ONE AMERICAN BANK
CENTERVILLE, SOUTH DAKOTA · FDIC Cert #6078
Capital & Safety Analysis
According to FDIC financial data, ONE AMERICAN BANK holds a Tier 1 capital ratio of 12.88%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ONE AMERICAN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ONE AMERICAN BANK shows strong financial health indicators. With $410M in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ONE AMERICAN BANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 12.88%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ONE AMERICAN BANK holds $410M in total assets and $286M in total deposits. It is located in CENTERVILLE, SOUTH DAKOTA (FDIC Certificate #6078).
ONE AMERICAN BANK has a Tier 1 capital ratio of 12.88%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.65%, and the return on assets is -1.96%.
Yes. ONE AMERICAN BANK is FDIC-insured (Certificate #6078). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.