OLD PLANK TRAIL CMTY BANK NA
NEW LENOX, ILLINOIS · FDIC Cert #58314
Capital & Safety Analysis
According to FDIC financial data, OLD PLANK TRAIL CMTY BANK NA holds a Tier 1 capital ratio of 10.67%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning OLD PLANK TRAIL CMTY BANK NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
OLD PLANK TRAIL CMTY BANK NA shows strong financial health indicators. With $2.8B in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
OLD PLANK TRAIL CMTY BANK NA has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 10.67%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
OLD PLANK TRAIL CMTY BANK NA holds $2.8B in total assets and $2.5B in total deposits. It is located in NEW LENOX, ILLINOIS (FDIC Certificate #58314).
OLD PLANK TRAIL CMTY BANK NA has a Tier 1 capital ratio of 10.67%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.45%, and the return on assets is 1.40%.
Yes. OLD PLANK TRAIL CMTY BANK NA is FDIC-insured (Certificate #58314). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.