OHNWARD BANK&TRUST
CASCADE, IOWA · FDIC Cert #10111
Capital & Safety Analysis
According to FDIC financial data, OHNWARD BANK&TRUST holds a Tier 1 capital ratio of 14.09%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning OHNWARD BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
OHNWARD BANK&TRUST shows strong financial health indicators. With $420M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
OHNWARD BANK&TRUST has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 14.09%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
OHNWARD BANK&TRUST holds $420M in total assets and $339M in total deposits. It is located in CASCADE, IOWA (FDIC Certificate #10111).
OHNWARD BANK&TRUST has a Tier 1 capital ratio of 14.09%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 1.26%.
Yes. OHNWARD BANK&TRUST is FDIC-insured (Certificate #10111). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.