OHIO VALLEY BANK CO
GALLIPOLIS, OHIO · FDIC Cert #384
Capital & Safety Analysis
According to FDIC financial data, OHIO VALLEY BANK CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject OHIO VALLEY BANK CO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
OHIO VALLEY BANK CO shows some financial weakness with a Health Score of 48/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
OHIO VALLEY BANK CO has a Bank Health Score of D (48/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
OHIO VALLEY BANK CO holds $1.4B in total assets and $1.2B in total deposits. It is located in GALLIPOLIS, OHIO (FDIC Certificate #384).
OHIO VALLEY BANK CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.50%, and the return on assets is 1.03%.
Yes. OHIO VALLEY BANK CO is FDIC-insured (Certificate #384). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.