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BankHealth

NVE BANK

ENGLEWOOD, NEW JERSEY · FDIC Cert #29875

A
Health Score
82/100
$688M
Total Assets
$461M
Total Deposits
34.99%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, NVE BANK holds a Tier 1 capital ratio of 34.99%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NVE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

2.13%
Nonperforming Loans
Moderate — some loan stress
37.92%
Liquidity Ratio
Strong — can meet withdrawal demands
0.70%
Return on Assets
Low profitability
$461M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NVE BANK shows strong financial health indicators. With $688M in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NVE BANK has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 34.99%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NVE BANK holds $688M in total assets and $461M in total deposits. It is located in ENGLEWOOD, NEW JERSEY (FDIC Certificate #29875).

NVE BANK has a Tier 1 capital ratio of 34.99%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.13%, and the return on assets is 0.70%.

Yes. NVE BANK is FDIC-insured (Certificate #29875). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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