NSB BANK
MASON CITY, IOWA · FDIC Cert #8094
Capital & Safety Analysis
According to FDIC financial data, NSB BANK holds a Tier 1 capital ratio of 10.98%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NSB BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NSB BANK shows strong financial health indicators. With $450M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NSB BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 10.98%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NSB BANK holds $450M in total assets and $381M in total deposits. It is located in MASON CITY, IOWA (FDIC Certificate #8094).
NSB BANK has a Tier 1 capital ratio of 10.98%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 1.04%.
Yes. NSB BANK is FDIC-insured (Certificate #8094). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.