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BankHealth

NORTHWEST BANK&TRUST CO

DAVENPORT, IOWA · FDIC Cert #15830

B
Health Score
65/100
$235M
Total Assets
$206M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, NORTHWEST BANK&TRUST CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject NORTHWEST BANK&TRUST CO to additional regulatory scrutiny.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
44.64%
Liquidity Ratio
Strong — can meet withdrawal demands
3.01%
Return on Assets
Profitable — earning well on assets
$206M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NORTHWEST BANK&TRUST CO shows strong financial health indicators. With $235M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NORTHWEST BANK&TRUST CO has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NORTHWEST BANK&TRUST CO holds $235M in total assets and $206M in total deposits. It is located in DAVENPORT, IOWA (FDIC Certificate #15830).

NORTHWEST BANK&TRUST CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 3.01%.

Yes. NORTHWEST BANK&TRUST CO is FDIC-insured (Certificate #15830). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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