NORTHSTAR BANK
ESTHERVILLE, IOWA · FDIC Cert #34407
Capital & Safety Analysis
According to FDIC financial data, NORTHSTAR BANK holds a Tier 1 capital ratio of 15.94%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTHSTAR BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NORTHSTAR BANK shows strong financial health indicators. With $208M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NORTHSTAR BANK has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 15.94%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NORTHSTAR BANK holds $208M in total assets and $175M in total deposits. It is located in ESTHERVILLE, IOWA (FDIC Certificate #34407).
NORTHSTAR BANK has a Tier 1 capital ratio of 15.94%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.28%.
Yes. NORTHSTAR BANK is FDIC-insured (Certificate #34407). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.