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BankHealth

NORTHEAST SECURITY BANK

SUMNER, IOWA · FDIC Cert #18384

A
Health Score
94/100
$428M
Total Assets
$362M
Total Deposits
14.59%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, NORTHEAST SECURITY BANK holds a Tier 1 capital ratio of 14.59%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTHEAST SECURITY BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.05%
Nonperforming Loans
Low — healthy loan portfolio
34.63%
Liquidity Ratio
Strong — can meet withdrawal demands
0.85%
Return on Assets
Low profitability
$362M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NORTHEAST SECURITY BANK shows strong financial health indicators. With $428M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NORTHEAST SECURITY BANK has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 14.59%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NORTHEAST SECURITY BANK holds $428M in total assets and $362M in total deposits. It is located in SUMNER, IOWA (FDIC Certificate #18384).

NORTHEAST SECURITY BANK has a Tier 1 capital ratio of 14.59%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 0.85%.

Yes. NORTHEAST SECURITY BANK is FDIC-insured (Certificate #18384). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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