NORTHEAST GEORGIA BANK
LAVONIA, GEORGIA · FDIC Cert #15771
Capital & Safety Analysis
According to FDIC financial data, NORTHEAST GEORGIA BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject NORTHEAST GEORGIA BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
NORTHEAST GEORGIA BANK shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NORTHEAST GEORGIA BANK has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NORTHEAST GEORGIA BANK holds $608M in total assets and $538M in total deposits. It is located in LAVONIA, GEORGIA (FDIC Certificate #15771).
NORTHEAST GEORGIA BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.22%, and the return on assets is 2.52%.
Yes. NORTHEAST GEORGIA BANK is FDIC-insured (Certificate #15771). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.