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BankHealth

NORTHBROOK B&T CO NA

NORTHBROOK, ILLINOIS · FDIC Cert #57082

B
Health Score
79/100
$5.0B
Total Assets
$4.1B
Total Deposits
10.73%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, NORTHBROOK B&T CO NA holds a Tier 1 capital ratio of 10.73%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTHBROOK B&T CO NA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.53%
Nonperforming Loans
Low — healthy loan portfolio
25.23%
Liquidity Ratio
Strong — can meet withdrawal demands
1.66%
Return on Assets
Profitable — earning well on assets
$4.1B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NORTHBROOK B&T CO NA shows strong financial health indicators. With $5.0B in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NORTHBROOK B&T CO NA has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 10.73%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NORTHBROOK B&T CO NA holds $5.0B in total assets and $4.1B in total deposits. It is located in NORTHBROOK, ILLINOIS (FDIC Certificate #57082).

NORTHBROOK B&T CO NA has a Tier 1 capital ratio of 10.73%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.53%, and the return on assets is 1.66%.

Yes. NORTHBROOK B&T CO NA is FDIC-insured (Certificate #57082). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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