NORTH SIDE FS&LA OF CHICAGO
CHICAGO, ILLINOIS · FDIC Cert #29449
Capital & Safety Analysis
According to FDIC financial data, NORTH SIDE FS&LA OF CHICAGO holds a Tier 1 capital ratio of 19.71%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTH SIDE FS&LA OF CHICAGO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NORTH SIDE FS&LA OF CHICAGO shows strong financial health indicators. With $43M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NORTH SIDE FS&LA OF CHICAGO has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 19.71%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NORTH SIDE FS&LA OF CHICAGO holds $43M in total assets and $36M in total deposits. It is located in CHICAGO, ILLINOIS (FDIC Certificate #29449).
NORTH SIDE FS&LA OF CHICAGO has a Tier 1 capital ratio of 19.71%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.98%, and the return on assets is -0.02%.
Yes. NORTH SIDE FS&LA OF CHICAGO is FDIC-insured (Certificate #29449). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.