NORTH SHORE BANK OF COMMERCE
DULUTH, MINNESOTA · FDIC Cert #8850
Capital & Safety Analysis
According to FDIC financial data, NORTH SHORE BANK OF COMMERCE holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject NORTH SHORE BANK OF COMMERCE to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
NORTH SHORE BANK OF COMMERCE shows some financial weakness with a Health Score of 42/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NORTH SHORE BANK OF COMMERCE has a Bank Health Score of D (42/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NORTH SHORE BANK OF COMMERCE holds $513M in total assets and $399M in total deposits. It is located in DULUTH, MINNESOTA (FDIC Certificate #8850).
NORTH SHORE BANK OF COMMERCE has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.12%, and the return on assets is 1.01%.
Yes. NORTH SHORE BANK OF COMMERCE is FDIC-insured (Certificate #8850). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.