NORTH SALEM STATE BANK
NORTH SALEM, INDIANA · FDIC Cert #8063
Capital & Safety Analysis
According to FDIC financial data, NORTH SALEM STATE BANK holds a Tier 1 capital ratio of 10.55%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTH SALEM STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NORTH SALEM STATE BANK shows strong financial health indicators. With $650M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NORTH SALEM STATE BANK has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 10.55%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NORTH SALEM STATE BANK holds $650M in total assets and $582M in total deposits. It is located in NORTH SALEM, INDIANA (FDIC Certificate #8063).
NORTH SALEM STATE BANK has a Tier 1 capital ratio of 10.55%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.06%, and the return on assets is 1.85%.
Yes. NORTH SALEM STATE BANK is FDIC-insured (Certificate #8063). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.