NORTH COUNTY SAVINGS BANK
RED BUD, ILLINOIS · FDIC Cert #30656
Capital & Safety Analysis
According to FDIC financial data, NORTH COUNTY SAVINGS BANK holds a Tier 1 capital ratio of 22.46%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTH COUNTY SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NORTH COUNTY SAVINGS BANK shows strong financial health indicators. With $64M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NORTH COUNTY SAVINGS BANK has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 22.46%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NORTH COUNTY SAVINGS BANK holds $64M in total assets and $60M in total deposits. It is located in RED BUD, ILLINOIS (FDIC Certificate #30656).
NORTH COUNTY SAVINGS BANK has a Tier 1 capital ratio of 22.46%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.26%.
Yes. NORTH COUNTY SAVINGS BANK is FDIC-insured (Certificate #30656). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.