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BankHealth

NORTH BROOKFIELD SB

NORTH BROOKFIELD, MASSACHUSETTS · FDIC Cert #90258

C
Health Score
53/100
$410M
Total Assets
$357M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, NORTH BROOKFIELD SB holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject NORTH BROOKFIELD SB to additional regulatory scrutiny.

Key Financial Metrics

0.25%
Nonperforming Loans
Low — healthy loan portfolio
26.43%
Liquidity Ratio
Strong — can meet withdrawal demands
0.26%
Return on Assets
Low profitability
$357M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NORTH BROOKFIELD SB shows average financial health. While not alarming, its Health Score of 53/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NORTH BROOKFIELD SB has a Bank Health Score of C (53/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NORTH BROOKFIELD SB holds $410M in total assets and $357M in total deposits. It is located in NORTH BROOKFIELD, MASSACHUSETTS (FDIC Certificate #90258).

NORTH BROOKFIELD SB has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.25%, and the return on assets is 0.26%.

Yes. NORTH BROOKFIELD SB is FDIC-insured (Certificate #90258). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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