NEW VALLEY BANK&TRUST
SPRINGFIELD, MASSACHUSETTS · FDIC Cert #59143
Capital & Safety Analysis
According to FDIC financial data, NEW VALLEY BANK&TRUST holds a Tier 1 capital ratio of 11.11%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NEW VALLEY BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NEW VALLEY BANK&TRUST shows strong financial health indicators. With $341M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NEW VALLEY BANK&TRUST has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 11.11%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NEW VALLEY BANK&TRUST holds $341M in total assets and $288M in total deposits. It is located in SPRINGFIELD, MASSACHUSETTS (FDIC Certificate #59143).
NEW VALLEY BANK&TRUST has a Tier 1 capital ratio of 11.11%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.00%, and the return on assets is -0.70%.
Yes. NEW VALLEY BANK&TRUST is FDIC-insured (Certificate #59143). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.