NEW REPUBLIC BANK
CHARLOTTE, NORTH CAROLINA · FDIC Cert #34860
Capital & Safety Analysis
According to FDIC financial data, NEW REPUBLIC BANK holds a Tier 1 capital ratio of 15.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NEW REPUBLIC BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NEW REPUBLIC BANK shows strong financial health indicators. With $148M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NEW REPUBLIC BANK has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 15.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NEW REPUBLIC BANK holds $148M in total assets and $129M in total deposits. It is located in CHARLOTTE, NORTH CAROLINA (FDIC Certificate #34860).
NEW REPUBLIC BANK has a Tier 1 capital ratio of 15.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.12%, and the return on assets is -1.31%.
Yes. NEW REPUBLIC BANK is FDIC-insured (Certificate #34860). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.