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BankHealth

NEW MILLENNIUM BANK

FORT LEE, NEW JERSEY · FDIC Cert #35151

B
Health Score
76/100
$862M
Total Assets
$748M
Total Deposits
18.19%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, NEW MILLENNIUM BANK holds a Tier 1 capital ratio of 18.19%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NEW MILLENNIUM BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.55%
Nonperforming Loans
Low — healthy loan portfolio
12.69%
Liquidity Ratio
Adequate liquidity
1.22%
Return on Assets
Profitable — earning well on assets
$748M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NEW MILLENNIUM BANK shows strong financial health indicators. With $862M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NEW MILLENNIUM BANK has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 18.19%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NEW MILLENNIUM BANK holds $862M in total assets and $748M in total deposits. It is located in FORT LEE, NEW JERSEY (FDIC Certificate #35151).

NEW MILLENNIUM BANK has a Tier 1 capital ratio of 18.19%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.55%, and the return on assets is 1.22%.

Yes. NEW MILLENNIUM BANK is FDIC-insured (Certificate #35151). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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