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BankHealth

NEW MARKET BANK

ELKO NEW MARKET, MINNESOTA · FDIC Cert #1931

A
Health Score
82/100
$190M
Total Assets
$164M
Total Deposits
10.27%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, NEW MARKET BANK holds a Tier 1 capital ratio of 10.27%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NEW MARKET BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
31.31%
Liquidity Ratio
Strong — can meet withdrawal demands
0.80%
Return on Assets
Low profitability
$164M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NEW MARKET BANK shows strong financial health indicators. With $190M in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NEW MARKET BANK has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 10.27%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NEW MARKET BANK holds $190M in total assets and $164M in total deposits. It is located in ELKO NEW MARKET, MINNESOTA (FDIC Certificate #1931).

NEW MARKET BANK has a Tier 1 capital ratio of 10.27%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.80%.

Yes. NEW MARKET BANK is FDIC-insured (Certificate #1931). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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