NEW CENTURY BANK
BELLEVILLE, KANSAS · FDIC Cert #8108
Capital & Safety Analysis
According to FDIC financial data, NEW CENTURY BANK holds a Tier 1 capital ratio of 22.45%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NEW CENTURY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NEW CENTURY BANK shows strong financial health indicators. With $58M in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NEW CENTURY BANK has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 22.45%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NEW CENTURY BANK holds $58M in total assets and $47M in total deposits. It is located in BELLEVILLE, KANSAS (FDIC Certificate #8108).
NEW CENTURY BANK has a Tier 1 capital ratio of 22.45%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.22%, and the return on assets is 3.02%.
Yes. NEW CENTURY BANK is FDIC-insured (Certificate #8108). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.