NATIONAL GRAND BK MARBLEHEAD
MARBLEHEAD, MASSACHUSETTS · FDIC Cert #2608
Capital & Safety Analysis
According to FDIC financial data, NATIONAL GRAND BK MARBLEHEAD holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject NATIONAL GRAND BK MARBLEHEAD to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
NATIONAL GRAND BK MARBLEHEAD shows average financial health. While not alarming, its Health Score of 51/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NATIONAL GRAND BK MARBLEHEAD has a Bank Health Score of C (51/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NATIONAL GRAND BK MARBLEHEAD holds $423M in total assets and $353M in total deposits. It is located in MARBLEHEAD, MASSACHUSETTS (FDIC Certificate #2608).
NATIONAL GRAND BK MARBLEHEAD has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.37%.
Yes. NATIONAL GRAND BK MARBLEHEAD is FDIC-insured (Certificate #2608). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.