NATIONAL EXCHANGE BANK&TRUST
FOND DU LAC, WISCONSIN · FDIC Cert #10044
Capital & Safety Analysis
According to FDIC financial data, NATIONAL EXCHANGE BANK&TRUST holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject NATIONAL EXCHANGE BANK&TRUST to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
NATIONAL EXCHANGE BANK&TRUST shows average financial health. While not alarming, its Health Score of 52/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NATIONAL EXCHANGE BANK&TRUST has a Bank Health Score of C (52/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NATIONAL EXCHANGE BANK&TRUST holds $2.8B in total assets and $2.2B in total deposits. It is located in FOND DU LAC, WISCONSIN (FDIC Certificate #10044).
NATIONAL EXCHANGE BANK&TRUST has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 2.03%, and the return on assets is 1.70%.
Yes. NATIONAL EXCHANGE BANK&TRUST is FDIC-insured (Certificate #10044). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.