NATIONAL COOP BANK N A
HILLSBORO, OHIO · FDIC Cert #32612
Capital & Safety Analysis
According to FDIC financial data, NATIONAL COOP BANK N A holds a Tier 1 capital ratio of 13.49%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NATIONAL COOP BANK N A has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NATIONAL COOP BANK N A shows strong financial health indicators. With $3.7B in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NATIONAL COOP BANK N A has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 13.49%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NATIONAL COOP BANK N A holds $3.7B in total assets and $3.0B in total deposits. It is located in HILLSBORO, OHIO (FDIC Certificate #32612).
NATIONAL COOP BANK N A has a Tier 1 capital ratio of 13.49%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.68%, and the return on assets is 0.82%.
Yes. NATIONAL COOP BANK N A is FDIC-insured (Certificate #32612). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.