NATIONAL BANK OF MIDDLEBURY
MIDDLEBURY, VERMONT · FDIC Cert #6275
Capital & Safety Analysis
According to FDIC financial data, NATIONAL BANK OF MIDDLEBURY holds a Tier 1 capital ratio of 14.38%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NATIONAL BANK OF MIDDLEBURY has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NATIONAL BANK OF MIDDLEBURY shows strong financial health indicators. With $555M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NATIONAL BANK OF MIDDLEBURY has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 14.38%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NATIONAL BANK OF MIDDLEBURY holds $555M in total assets and $476M in total deposits. It is located in MIDDLEBURY, VERMONT (FDIC Certificate #6275).
NATIONAL BANK OF MIDDLEBURY has a Tier 1 capital ratio of 14.38%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.33%, and the return on assets is 0.50%.
Yes. NATIONAL BANK OF MIDDLEBURY is FDIC-insured (Certificate #6275). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.